Would You Rather Have a New Construction Home?

Many of us would rather purchase a brand new home with new current features and a builder warranty ... not to mention possible builder incentives to purchase.

Here are just a couple of new homes ready for move in at The Point in Bulverde Village.

For more information on areas, new construction, builder incentives or a free San Antonio Home search go to www.HollyGHomes.com

1.54 Wooded Acres in Vintage Oaks ...New Braunfels

This beautiful Lot in Vintage Oaks at the Vineyard has a level cleared spot right at the front of the lot with lots of mature trees...wooded area...for privacy and peace in the backyard. Build your dream home in the peace of hill country and watch the stars at night with some vineyard wines!!!!! Only $75K

Create your own video slideshow at animoto.com.

Go to www.HollyGHomes.com for more info or call 210-883-4399

Time is Money...Even When Buying a Home

Surely you have all heard the phrase "Time is money"...well it is true even when you are trying to pick the moment to purchase a home and it's all about interest rates and home values.

Currently we are in a buyer's market where there is an abundance of homes on the market and not enough buyer's to buy them...which has done a number on home values and pricing. Interest rates have also plummeted to all time lows making home mortgage payments more affordable.

As you know the pendulum swings both ways and the market will recover....house values will recover and interest rates will rise (no one knows exactly when this will take place) and we are beginning to see the start of that here in our San Antonio Real Estate market.
So what does this mean to you in dollars if you wait too long to purchase a home? Extra dollars spent each month on interest...how much? For example a note on a $100,000 home with a 3.5% down payment and 30 year fixed rate of 5.5% would have a P&I payment of $547.92....after waiting if the rates increase to 6% with everything else being the same the P&I payment will be $578.57....a difference of $30.65 per month (every month).

This does not take into account the probable rise in home values.

If you are a first time home buyer, you also need to consider the deadline of December 1st to close on your home purchase to be able to take advantage of the $8K tax credit(that you don't have to pay back).

Get with your Realtor to discuss what time frame would be in your best interest if you are considering buying a home but sitting on the fence. Please feel free to email me hollyg@kw.com for more information or go to my site for a free San Antonio Home search www.HollyGHomes.com

Great Deals Offered on New Home Construction

The days of new home builders giving great incentives to purchase their inventory are not over yet. Some builders are allowing large sums of money to be applied to choice upgrades for the home or applied to closing costs. I also know of a couple of builders that are willing to pay your electric bill for 2 years...imagine that!!!!

Between the extremely low interest rates, great pricing on homes, incentives to purchase and don't forget about the first time home buyer Up to $8,000 tax credit (no you don't have to pay it back) it really is a great time to buy a home...especially here in San Antonio!

Don't forget that having a Realtor represent you in buying a new construction home will not cost you anymore for the home...don't buy without having a Realtor represent your best interests.

For more information on New Home builders and their offerings or a free San Antonio home search go to www.HollyGHomes.com or email me at hollyg@kw.com.

Building Green Homes In San Antonio

It's all about reducing our carbon footprint while we are here...right? Imagine Homes is one of the few track builders to win awards in this arena. Their hard work starts with contributing as little as possible to the landfills, flows into their spray foam insulation, shows in the choices of sustainable products and low VOC materials...right down to the energy efficient appliances and water saving dual flush toilets.

Woodside Homes is also getting into the action by building 3 homes to test and measure the benefits of energy efficient building materials over a 15 month period. One home is going to be the ultra efficient home to include solar panels, spray foam insulation and energy efficient appliances and materials(30K over the price of todays normal home). The second home will not have solar panels but will include all other energy efficicient building materials(only 20K over normal). The third home is the control home and is built to normal standards. It should be very interesting to see the reports after this 15 month study.

Don't forget that you can always retrofit your current home to be a bit or a lot greener.

For more information or a free San Antonio home search go to my site at www.HollyGHomes.com or email me at hollyg@kw.com.